Tuesday , February 7 2023

HSBC Jobs – Assistant Vice President Credit Manager

Website HSBC

Job Description:

International Subsidiary Banking (ISB) is an integral part of HSBC that manages subsidiaries of companies (on behalf of a globally managed Parent company) around the world. The ISB team consists of a network of dedicated bankers in nearly 50 countries, managing over 22,000 subsidiary client relationships. ISB bankers work with global relationship managers (GRM) and product partners to understand and deliver on customers’ international needs while striving to provide consistent, in-depth and dedicated coverage across the HSBC network.

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Job Responsibilities:

  • Recommend ideas and contribute to implementing actions that will improve customer service, quality, and the way teams and individuals work together
  • Strong collaboration internally to develop best-in-class experience and outcomes for our teams and employees
  • Contribute to team development, effectiveness, and success by sharing knowledge and best practice, working collaboratively with others to create a productive, diverse, and supportive working environment.
  • Open to challenges, acknowledge and provide transparency when there are issues and concerns, provide solutions and ideas to fix things and learn from our mistakes
  • Effective and timely dialogue with all stakeholders across CMB, HSBC Group, and our clients
  • Build strategic and valued relationships with customers, applying knowledge to provide value-add advice and assistance
  • Analyze client and business risk taking into account changing economic and market conditions, legal and regulatory requirements, operating procedures and practices, management restructurings, and the impact of new technology
  • Responsible for ensuring that operational risks are managed in accordance with the Group Standards Manual, Risk FIM, Credit Policy Manual (CPM), and relevant guidelines and standards
  • Deliver fair outcomes for our customers that do not disrupt the orderly and transparent operation of financial markets
  • Ensure all actions take into account the likelihood of operational risk occurring, addressing areas of concern in conjunction with Risk and relevant colleagues and ensuring that actions resulting from internal/external audits and external regulators are correctly implemented in a timely fashion
  • Embed proper culture which supports our people and empowers them to consistently do the right thing for our customers and markets in which we operate. HSBC’s approach to conduct is designed to ensure we deliver fair outcomes for our customers and do not disrupt the orderly and transparent operation of financial markets
  • Represent and develop the HSBC brand in the marketplace
  • Take personal responsibility for understanding and agreeing to performance expectations, completing mandatory training, and developing the levels of capability and competence needed to be effective in the role.
  • Adhere to HSBC policies, procedures, and control requirements and raise any concerns about actual or potential issues promptly, in line with reporting and escalation procedures
  • Continuously gather and analyze information from relevant sources to assess potential impacts and identify risks and business opportunities

Job Requirements:

  • Strong time management and organizational behaviors, appropriately manage expectations, clear and frequent communication
  • Collaboration with GRM/RM/ARM on legal documentation, coordination with DAC/Internal Legal/Compliance and various other stakeholders on syndicated and bilateral deal processes, coordination with external legal as applicable (responsibilities may vary by team)
  • Demonstrated ability to remain current on all required training classes, including credit policy certification
  • Strong teamwork skills promoting an environment of co-operation and trust, overcoming resistance where encountered
  • Strong management and overseeing prompt remediation (as applicable) of financial reporting (including covenant compliance certificates), Out of Approvals (OOA), and Document Exceptions
  • Review/understanding of field examinations and application of recommendations, environmental reports, appraisals, and other reports as applicable
  • Strong analytical and financial skills
  • Strong understanding of credit analysis, structuring and credit documentation, legal agreements
  • Assist with WMR credit reviews, Internal Audits, Regulatory Liaison office as applicable
  • Proficiency in modeling complex financial analysis, projection scenarios, and enterprise valuations including managing the challenge process with offshore teams and the credit approval unit (CAU)
  • Excellent prioritizing, organizational and time management abilities
  • Excellent verbal and written communications skills
  • Ability to analyze situations effectively and make well-thought out decisions
  • Strong ability to drive credit transactions with the client and CAU, and to articulate the broader picture while remaining sufficiently detailed and organized
  • Ability to review and validate covenant compliance calculations, seek waiver where applicable
  • Knowledge of credit-related internally processes (e.g. fronting risk, country risk, sustainability risk, etc.)
  • Knowledgeable, responsive, collaborative, strong engagement with product partners, other segments, (GLCM, GTRF, ABL, GMCS –> Rates/FX/Commodities, etc.).
  • Ability to assess industry research, peer selection and analysis, compilation of an estimated EV summarized in a formal report, correspondence with CAU reviewer and independent EV Validator
  • Proven leadership skills including coaching, motivation and communications skills to inspire others

Job Details:

Company: HSBC

Vacancy Type:  Full Time

Job Location: Plattsburgh, NY, US

Application Deadline: N/A

Apply Here

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